Philam Vitality Journey and Details - Active MoneyWorks
High Growth Potential for Your Money
Your payments are invested into expertly-managed funds so you can live better later on.
You can use this as a fund for you to reach your dreams or even as life insurance. With Active MoneyWorks, you instantly enjoy additional coverage of 20% on this benefit through Philam Vitality. Get even higher additional coverage as you become more active with Philam Vitality.
Get additional cash to help you recover from any of 56 covered major critical illnesses including cancer, heart attack and stroke, and get 25% in advance if diagnosed with any of 11 covered early stage conditions until age 75.
Continue to enjoy your plan without having to pay for the remaining premiums if you get totally and permanently disabled before age 60. You also receive a cash amount monthly.
If you want to purchase this plan for a child, this additional coverage allows you to continue the plan without having to pay for the remaining premiums if you get totally and permanently disabled before age 60 or before the child is age 25.
Active MoneyWorks is a MoneyWorks variant with Philam Vitality.
If you choose to discontinue your Philam Vitality Membership, you will no longer be availing of the Active variant and only the MoneyWorks plan will continue.
This is a unit-linked product. It invests a portion of your premiums in funds that allow you to grow an account value over time.
Please consult your Financial Advisor or refer to the policy contract for full details on the critical illness definitions, exclusions and limitations.
Premium period is not guaranteed. In the future, if the account value becomes insufficient to pay for charges, it is possible that additional premiums (i.e. top-ups) will be required to continuously enjoy the benefits of this plan and its riders.
The amount of your account value will vary depending on fund performance which may be affected by market conditions.
The minimum premium required may increase depending on the occupational and medical ratings of the proposed insured.
The contents of this page are for illustrative purposes only. Actual terms and conditions of insurance coverage are found in the policy. In case of conflict, policy terms shall prevail.