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  • Guardian

    Protection

    Issue Age

    0-84 YEARS OLD

    Life Insurance Coverage Age

    Until 85 Years Old

    You can buy this via a

    PHILAM LIFE FINANCIAL ADVISOR

    WHAT THIS PRODUCT IS ABOUT

    Your family is your greatest treasure so you do your utmost to ensure their happiness and well-being.

    With Philam Life's Guardian, an affordable term insurance plan, you can now give more than just basic protection for you and your family.

    • Talk to us now Talk to us now
      Talk To Us
    • DOWNLOAD BROCHURE DOWNLOAD BROCHURE
    • share with a friend share with a friend

    what does it provide?

    • GUARANTEED LIFE INSURANCE PROTECTION
      GUARANTEED LIFE INSURANCE PROTECTION

      Leave a guaranteed cash amount for your loved ones when you pass away so you can make sure that their needs are taken care of. 

    • FLEXIBLE AND CUSTOMIZABLE COVERAGE
      FLEXIBLE AND CUSTOMIZABLE COVERAGE

      You can choose to be covered for 1 year, 5 years, 10 years, or up to age 65.  You can also attach accident, disability and hospitalization benefits to enhance your coverage.

    • AFFORDABLE AND EASY TO PAY
      AFFORDABLE AND EASY TO PAY

      Enjoy affordable coverage for the benefits you are getting. You can also pay one-time, for 5 years, 10 years or regularly, depending on what suits your budget.

    • RENEWABLE AND CONVERTIBLE
      RENEWABLE AND CONVERTIBLE

      Once your coverage ends, you can renew your coverage depending on the maximum age to renew. You can also convert your plan to a life or endowment plan within a certain period of time without the need to present proof of insurability.

    insurance lingo explained

    What is a "term life insurance" plan?

    Term plans  cover you for a specified period and may be renewed later on for the same period as the previous term. This can be done until the maximum issue age of the plan.



    THE FINE PRINT

    • Guardian is a term life insurance plan that can include optional riders.
    • The allowable issue, renewable, and coverage ages will depend on the variant chosen. You can choose to have coverage for 1 year, 5 years, 10 years or until you reach age 65.
    • Request for renewal & conversion of Guardian plans and its riders shall be accepted up to a combined medical rating of Class D.
    • Guardian plan may be converted to a life or endowment plan during the conversion period without evidence of insurability. The face amount of the new plan should not be less than the established minimum for the new plan nor more than the face amount of the Guardian plan. The conversion period depends on the Guardian variant chosen.
    • Critical Illness Benefit is only attachable to Guardian 65.
    • The minimum premium required may increase depending on the occupational and medical ratings of the proposed insured.
    • The contents of this page are for illustrative purposes only. Actual terms and conditions of insurance coverage are found in the policy. In case of conflict, policy terms shall prevail.

     

    CONTACT PHILAM LIFE

    PH: (02) 8 528 2000
    INT PLDT NDD: 1800 10 528 2000

     

    Philam Life Head Office
    15-18F Net Lima Building
    5th Avenue corner 26th Street
    Bonifacio Global City, Taguig
    Metro Manila, Philippines 1634

    CONTACT PHILAM LIFE

    PH: (02) 8 528 2000
    INT PLDT NDD: 1800 10 528 2000

     

    Philam Life Head Office
    15-18F Net Lima Building
    5th Avenue corner 26th Street
    Bonifacio Global City, Taguig
    Metro Manila, Philippines 1634

    GO TO

    AIA.COM

    Visit our corporate site to learn more about AIA.

    PHILAM VITALITY

    Explore Philam Life

    Our Products

    Live Better

    Contact Us

    Philam Funds

    About Philam Life

    Media Center

    Our Corporate Governance

    GO TO

    PHILAM VITALITY 

    PAMI 

    BPI-PHILAM

    AIA.COM

    Visit our corporate site to learn more about AIA.

    EXPLORE PHILAM LIFE

    Our Products

    Live Better

    Contact Us

    Philam Funds

    ABOUT PHILAM LIFE

    Media Center

    Our Corporate Governance


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