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    Tuloy ang buhay

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  • Philam Life Vitality

    Family Secure

    Secure first

    Protection

    Issue Age

    0 to 70 years old

    Life Insurance Coverage Age

    UNTIL 100 YEARS OLD

    You can buy this via a

    PHILAM LIFE FINANCIAL ADVISOR

    WHAT THIS PRODUCT IS ABOUT

    No one knows what tomorrow holds. So when it comes to the people who matter to you, you don’t want to take chances.

    Family Secure is a life insurance plan that allows you to live life free of worry. It provides high-value life insurance coverage that you can convert into a retirement plan when you get older.

    Family Secure is available at a minimum premium of PHP 16,000 a year.

    • Talk to us now Talk to us now
      Talk To Us
    • DOWNLOAD BROCHURE DOWNLOAD BROCHURE
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    what does it provide?

    • HIGH-VALUE LIFE INSURANCE
      HIGH-VALUE LIFE INSURANCE

      Leave a cash amount for your loved ones when you pass away so you can make sure that their needs are taken care of. This can be up to 95 times your yearly payment, depending on your age. For only PHP 44 a day, your family can get as much as PHP 1.5 Million.

       

      CLICK HERE TO SEE HOW HIGH THE COVERAGE CAN BE FOR YOUR AGE
      Coverage of your Age
    • CONVERTIBLE TO A RETIREMENT PLAN
      CONVERTIBLE TO A RETIREMENT PLAN

      Your  benefits are linked to expertly-managed funds that can grow you an account value over time. When you are older and your kids are financially independent, you can decrease your coverage and boost your account value to prepare for your retirement. 

    • EXCLUSIVE PHILAM VITALITY REWARDS & PRIVILEGES
      EXCLUSIVE PHILAM VITALITY REWARDS & PRIVILEGES

      Add Philam Vitality to your plan and get access to a programme that allows you to know and improve your health while getting rewards on your insurance premiums and other partners.

       

      KNOW MORE ABOUT PHILAM VITALITY
    insurance lingo explained

    What do we mean by “investing in expertly-managed funds”?

    A portion of your premiums are placed in investment funds that can grow your money in the long-term.


    What do we mean by "account value"?

    This refers to the accumulated amount of cash that you can earn over a period of time. This amount will depend on what funds you choose to invest your money in.


    ADDITIONAL COVERAGE

    You can choose any of the additional options below to customize your plan’s coverage.

    • Get additional cash to use for serious accidental injuries, disabilities or if you pass away due to an accident  until age 72.

    • Get additional cash to help you recover from any of 56 covered major critical illnesses including cancer, heart attack and stroke until age 75.

      View list of Critical Illnesses
      56 critical illnesses covered
    • Get additional cash to help you recover from any of 56 covered major critical illnesses including cancer, heart attack and stroke, and get 25% in advance if diagnosed with any of 11 covered early stage conditions until age 75.

      View list of Critical Illnesses
      CRITICAL ILLNESSES
    • Get your plan's life insurance coverage in advance if you get any of 56 covered major critical illnesses including cancer, heart attack and stroke.

      View List of Critical Illnesses
      56 critical illnesses covered
    • Continue to enjoy your plan without having to pay for the remaining premiums if you get totally and permanently disabled before age 60.

    • Continue to enjoy your plan without having to pay for the remaining premiums if you get any of  56 covered major critical illnesses including cancer, heart attack and stroke until age 75.

      View List of Critical Illnesses
      56 critical illnesses covered
    • Continue to enjoy your plan without having to pay for the remaining premiums if you get totally and permanently disabled before age 60. You also receive a cash amount monthly.

    • If you want to purchase this plan for a child, this additional coverage allows you to continue the plan without having to pay for the remaining premiums if you get totally and permanently disabled before age 60 or before the child is age 25.

    VIEW MORE OPTIONS
    VIEW LESS OPTIONS


    THE FINE PRINT

     

    • Life insurance benefit can vary depending on age and payment amount.
    • Conversion of life insurance coverage to retirement savings is done by voluntarily reducing coverage down to 5x your yearly payment (dial-down option) upon reaching age 60 or after 10 years, whichever is later.
    • Premium period is not guaranteed. In the future, if the account value becomes insufficient to pay for charges, it is possible that additional premiums (i.e. top-ups) will be required to continuously enjoy the benefits of this plan and its riders.
    • Please consult your Financial Advisor or refer to the policy contract for full details on the critical illness, exclusions and limitations.
    • The amount of your account value will vary depending on fund performance which may be affected by market conditions.
    • The minimum premium required may increase depending on the occupational and medical ratings of the proposed insured.
    • The contents of this page are for illustrative purposes only. Actual terms and conditions of insurance coverage are found in the policy. In case of conflict, policy terms shall prevail.

     

    CONTACT PHILAM LIFE

    PH: (02) 8 528 2000
    INT PLDT NDD: 1800 10 528 2000

     

    Philam Life Head Office
    15-18F Net Lima Building
    5th Avenue corner 26th Street
    Bonifacio Global City, Taguig
    Metro Manila, Philippines 1634

    CONTACT PHILAM LIFE

    PH: (02) 8 528 2000
    INT PLDT NDD: 1800 10 528 2000

     

    Philam Life Head Office
    15-18F Net Lima Building
    5th Avenue corner 26th Street
    Bonifacio Global City, Taguig
    Metro Manila, Philippines 1634

    GO TO

    AIA.COM

    Visit our corporate site to learn more about AIA.

    PHILAM VITALITY

    Explore Philam Life

    Our Products

    Live Better

    Contact Us

    Philam Funds

    About Philam Life

    Media Center

    Our Corporate Governance

    GO TO

    PHILAM VITALITY 

    PAMI 

    BPI-PHILAM

    AIA.COM

    Visit our corporate site to learn more about AIA.

    EXPLORE PHILAM LIFE

    Our Products

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    Contact Us

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    ABOUT PHILAM LIFE

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