Skip to main content
  • Search
  • Home
  • Our Products
    • Health
    • Protection
    • Medical
    • Education
    • Savings
    • Investment
    • Philam Vitality
    • Group Life
    • Group Accident
    • Group Medical
    • Credit Life
  • About Us
    • Our Management Team
    • Careers
    • Our Advocacy
    • Media Centre
    • Our Affiliates
    • Our Corporate Governance
    • Doing Business with Philam Life
    • Our Customer Charter
  • Live Better
    • Protection
    • Savings
    • Education
    • Health
  • Claims & Support
    • Claim Guide
    • Contact Us
    • Locate Us
    • Frequently Asked Questions
    • Elite Funds
    • Payment Facilities
    • Forms Library
    • Contact Info Update
  • My Philam
    • Customer Portal
    • Agency portal
    • Premium Club
  • Tuloy ang buhay
    Protektado ka at ang mga mahal mo
  • CALCULATE YOUR FINANCIAL NEEDS
    Meet Liv and allow her to help you get one step ahead.
  • CONTACT US
    Contact us in your preferred way.
Philam Life
Philam Life Philam Life
  • Our Products

    Our Products

    Find the right product solution for your needs.

    See More
    Tuloy ang buhay

    Protektado ka at ang mga mahal mo
    CALCULATE YOUR FINANCIAL NEEDS

    Meet Liv and allow her to help you get one step ahead.

    2 minutes

    For Individuals

    For Business

    • Health

      Get coverage for expensive health setbacks so you can focus on getting better.
    • Protection

      Make sure that the needs of your loved ones are taken care of no matter what happens to you.
    • Medical

      Make sure that the needs of your loved ones are taken care of no matter what happens to you.
    • Education

      When the time comes, be ready to give your child the best opportunities available.

    • Savings

      Have the right savings plan to help you achieve your dream goal.

    • Investment

      Grow your wealth further and get the most out of life.

    • Philam Vitality

      Philam Vitality is a science-backed wellness programme that works with you to make real change to your health.

    • Group Life

      Increase engagement by providing your employees more than the basic paycheck.

    • Group Accident

      Have peace of mind when you protect your people from unforeseen incidents.

    • Group Medical

      Grow your company by ensuring your employees' health.

    • Credit Life

      Protect your assets by ensuring loans will be paid.

  • About Us

    About Us

    For over 70 years, Philam Life has empowered Filipinos to achieve financial security and prosperity.

    LEARN MORE
    • Our Management Team

      The leaders of Philam Life.

    • Careers

      Explore opportunities to work at Philam Life.
    • Our Advocacy

      Through Philam Foundation, we build an educated nation empowered for the future.

    • Media Centre

      News about Philam Life.

    • Our Affiliates

      We strengthen our life insurance and wealth management business to better deliver our commitments to our customers.
    • Our Corporate Governance

      We are committed to maintaining good corporate governance in a manner that adds value to our company and is beneficial to all our stakeholders.

    • Doing Business with Philam Life

      We are committed to maintaining strong relationships with our business partners.

    • Our Customer Charter

      This is our commitment to you.
  • Live Better

    Live Better

    A mix of how-to’s, stories, and guides to help you live better.

    KNOW MORE
    • Protection

      Stay one step ahead and take care of your future today!
    • Savings

      Equip yourself with the knowledge and skills you need to grow your money.
    • Education

      Help you kids reach their dreams by investing in their future today!
    • Health

      Worry less about you and your loved ones’ health with these important tips.

  • Claims & Support

    Claims & Support

    We strive to assist you for all your inquiries with high-touch customer service.

    Contact Philam Life
    • Claim Guide

      Know the requirements in filing a claim.

    • Contact Us

      Contact us now in your preferred way.

    • Locate Us

      Find a Philam Life branch near you.
    • Frequently Asked Questions

      Have a question? You may find the answer here.
    • Elite Funds

      Learn all about the performance of AIA Philam Life's Elite and Variable Funds.

    • Payment Facilities

      Paying your premiums is easy. Choose the best payment option for you.

    • Forms Library

      A selection of forms you can download, fill in and submit to us.
    • Contact Info Update

      Easily update your contact information with us to receive timely updates on your policy.
  • My Philam

    My Philam

    Access your Philam Life Accounts by clicking on the links.

    • CUSTOMER PORTAL

      ePlan

      View the status of your policy & claim requests, monitor your policy’s account values, and keep tabs of your payments & benefits history.

    • PREMIUM CLUB

      Learn more

      Redeem rewards

      Gain access to exclusive perks and rewards of your choice with Premium Club.

    • VITALITY MEMBER PORTAL

      Vitality Member Portal

      Get the knowledge, tools and motivation you need to do well on your journey towards healthy living so that you get more out of life and enjoy the rewards, whilst being protected against risk.

    • DISTRIBUTION

      Agency Portal
    SYSTEM MAINTENANCE
    We'll be back in a bit!


    Our website is undergoing routine maintenance to make sure your browsing experience remains top-notch. We'll be back on March 10, 2019, ready to serve you better.

  • Search
  • Contact Us
    • CALL US

      Philippines : (02) 8 528 2000. We are open Monday to Friday between 7:30 AM to 5:00 PM, and Saturday between 8:00 AM to 12:00 NN
    • Call our pldt ndd toll-free number 1800 10 528 2000
    • SCHEDULE A CALL
    • Email Us
Medical
Back to Top

  • {{title}}

    {{label}}
    • Philam Life Vitality

    AIA Med-Assist

    Secure second

    Health · Protection · Life Insurance · Medical Insurance

    Issue Age

    0-55 YEARS OLD

    Life Insurance Coverage Age

    UNTIL 80 YEARS OLD

    You can buy this via a

    PHILAM LIFE FINANCIAL ADVISOR

    WHAT THIS PRODUCT IS ABOUT 

    Don't let your hospital bill add to your worries! AIA Med-Assist will help you focus on your recovery by covering 90% of your in-patient expenses, as well as other medical expenses that can pile up without notice.

    It is a co-pay plan that comes in four different packages to match your budget, with a long-term payment scheme for more manageable premium payments.

    • Calculate your financial needs Calculate your financial needs
    • Talk to us now Talk to us now
      Talk To Us
    • download brochure download brochure
    • Share with a friend Share with a friend
    Med Assist Video Modal

    what does it provide?

    • Medical Benefit
      Medical Benefit

      AIA Med-Assist covers your in-patient hospitalization and medical expenses through the Avega health card that comes with the plan. Because of its convenient co-pay arrangement, 90% of the bill will automatically be charged to AIA Philam Life so that you will only have to pay the remaining 10%.

       

      AIA Med-Assist can shoulder up to P4,000,000 annually.

       

      Learn more about the details of your Avega coverage
    • Daily Hospitalization Income
      Daily Hospitalization Income

      Get up to P3,000 worth of Daily Hospitalization Income for every day that you're confined, over the course of a year, to offset any income loss you may experience from being hospitalized. Avoid the stress of medical expenses and focus on recovery instead of having to worry about your daily income! 

    • MEDICAL FUND
      MEDICAL FUND

      On top of providing financial solutions to health-related concerns, AIA Med-Assist also has an investment fund that can help you build your own medical fund in the future. So not only will you be covered for medical emergencies in the future, but you can also grow a considerable sum of medical savings after a designated duration.

    • LIFE INSURANCE COVERAGE
      LIFE INSURANCE COVERAGE

      In the event of loss of life, AIA Med-Assist will pay out a lumpsum cash benefit to your beneficiaries, which can go as high as 90 times your basic annual premium. This will help ease the financial burden that your loved ones may experience.

    • WAIVER OF PREMIUM
      WAIVER OF PREMIUM

      In the event of total and permanent disability, you won't have to pay your basic annual premiums and special top-up payments anymore. This waiver frees you from financial worries so you can focus on more important things.

    • Philam Vitality
      Philam Vitality

      The best response to hospitalization is avoiding it altogether. By living better, you avoid sickness and other medical conditions that require confinement. AIA Med-Assist comes with Philam Vitality —a science-backed platform that encourages a healthier lifestyle by rewarding you for every step through your fitness journey. It empowers you to know your health, improve your health, and enjoy the rewards, keeping you strong and helping you live a healthier, longer, and better life.

       

      LEARN MORE
    insurance lingo explained

    What does "premium" mean?

    The premium is the amount you pay to keep your policy active. It differs in terms of frequency and cost depending on the package you are comfortable with based on your budget.

    What does co-pay mean?

    Co-pay, also known as co-payment, is an arrangement where 90% of the total covered hospital bill will be shouldered by AIA Philam Life and the remaining 10% will be paid for by you. For example, if your total hospital bill is P15,000, AIA Philam Life will shoulder 90% of it, which means all you have to spend is P1,500 or the remaining 10%. 

    What does medical benefit lifetime limit mean?

    The lifetime limit of your medical benefit refers to the maximum amount AIA Philam Life will cover all throughout the duration of the policy. The lifetime limit will depend on the package you have chosen.

    What is an aggregate or annual limit?

    The aggregate or annual limit is the maximum amount AIA Philam Life will cover for your yearly medical expenses. If you reach this limit, your medical rider will no longer cover extra expenses within the year. The following year, however, your coverage is renewed, and you can start claiming benefits again. The time when the annual limit is renewed is called the Policy Anniversary.

    What is a lifetime limit?

    The lifetime limit is the very maximum amount that AIA Philam Life will provide for your medical benefits. It cannot be renewed. Reaching it marks the end of your coverage.

    already policy holder?
    • Claim Guide Claim Guide
    • Forms Library Forms Library
    • Medical Benefit Guidebook Medical Benefit Guidebook

    THE FINE PRINT

    • AIA Med-Assist is a peso-denominated variable life insurance product available in Pay-to-age-65 variant that covers in-patient expenses during hospitalization. It includes Medical Benefit Rider, Daily Hospital Income, Waiver of Premium, and Philam Vitality.

      AIA Med-Assist is a peso-denominated variable life insurance product available in Pay-to-age-65 variant that covers in-patient expenses during hospitalization. It includes Medical Benefit Rider, Daily Hospital Income, Waiver of Premium, and Philam Vitality.

    • The contents of this page are for illustration purposes only. Actual terms and conditions are found in the Policy Contract. In case of conflict, the terms of the policy shall prevail.

      The contents of this page are for illustration purposes only. Actual terms and conditions are found in the Policy Contract. In case of conflict, the terms of the policy shall prevail.

    • Reminder on Pre-existing Conditions and Free-Look: Upon receiving the Policy Contract, you may refer to it for the full details on critical illness definitions, exclusions including the pre-existing conditions, and other limitations. If after reading the Policy Contract you decide that this plan is not suitable for your needs, simply return it to AIA Philam Life within 15 days from the date you or your authorized representative received it and we will refund total premiums you have paid.

      Reminder on Pre-existing Conditions and Free-Look: Upon receiving the Policy Contract, you may refer to it for the full details on critical illness definitions, exclusions including the pre-existing conditions, and other limitations. If after reading the Policy Contract you decide that this plan is not suitable for your needs, simply return it to AIA Philam Life within 15 days from the date you or your authorized representative received it and we will refund total premiums you have paid.

    • For insured age 0-17, benefit of the plan would include the Life Insurance Coverage and the Medical Benefit only.

      For insured age 0-17, benefit of the plan would include the Life Insurance Coverage and the Medical Benefit only.

    Co-pay, also known as co-insurance, means Philam Life covers most of your in-patient needs, but you will also cover the little that’s left of the expenses. These expenses are specifically for treatment, hospital charges, and nurses’ fees during your confinement. For example, if your total hospital bill is P15,000, Philam Life will shoulder 90% of it, which means all you have to pay is P1,500 or the remaining 10%

    CONTACT PHILAM LIFE

    PH: (02) 8 528 2000
    INT PLDT NDD: 1800 10 528 2000

     

    Philam Life Head Office
    15-18F Net Lima Building
    5th Avenue corner 26th Street
    Bonifacio Global City, Taguig
    Metro Manila, Philippines 1634

    CONTACT PHILAM LIFE

    PH: (02) 8 528 2000
    INT PLDT NDD: 1800 10 528 2000

     

    Philam Life Head Office
    15-18F Net Lima Building
    5th Avenue corner 26th Street
    Bonifacio Global City, Taguig
    Metro Manila, Philippines 1634

    GO TO

    AIA.COM

    Visit our corporate site to learn more about AIA.

    PHILAM VITALITY

    Explore Philam Life

    Our Products

    Live Better

    Contact Us

    Philam Funds

    About Philam Life

    Media Center

    Our Corporate Governance

    GO TO

    PHILAM VITALITY 

    PAMI 

    BPI-PHILAM

    AIA.COM

    Visit our corporate site to learn more about AIA.

    EXPLORE PHILAM LIFE

    Our Products

    Live Better

    Contact Us

    Philam Funds

    ABOUT PHILAM LIFE

    Media Center

    Our Corporate Governance

    Copyright © 2015, AIA Group Limited and its subsidiaries. All rights reserved.
    Terms of Use | Privacy Statement | Cookie Policy

    This website uses cookies for the purpose of enhancing your user experience. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our Cookie Policy and Privacy Policy Statement.