AIA Med-Assist

Medical Benefit

AIA Med-Assist covers your in-patient hospitalization and medical expenses through the Avega health card that comes with the plan. Because of its convenient co-pay arrangement, 90% of the bill will automatically be charged to AIA Philam Life so that you will only have to pay the remaining 10%.

 

AIA Med-Assist can shoulder up to P4,000,000 annually.

 

Learn more about the details of your Avega coverage

Daily Hospitalization Income

Get up to P3,000 worth of Daily Hospitalization Income for every day that you're confined, over the course of a year, to offset any income loss you may experience from being hospitalized. Avoid the stress of medical expenses and focus on recovery instead of having to worry about your daily income! 

MEDICAL FUND

On top of providing financial solutions to health-related concerns, AIA Med-Assist also has an investment fund that can help you build your own medical fund in the future. So not only will you be covered for medical emergencies in the future, but you can also grow a considerable sum of medical savings after a designated duration.

LIFE INSURANCE COVERAGE

In the event of loss of life, AIA Med-Assist will pay out a lumpsum cash benefit to your beneficiaries, which can go as high as 90 times your basic annual premium. This will help ease the financial burden that your loved ones may experience.

WAIVER OF PREMIUM

In the event of total and permanent disability, you won't have to pay your basic annual premiums and special top-up payments anymore. This waiver frees you from financial worries so you can focus on more important things.

Philam Vitality

The best response to hospitalization is avoiding it altogether. By living better, you avoid sickness and other medical conditions that require confinement. AIA Med-Assist comes with Philam Vitality —a science-backed platform that encourages a healthier lifestyle by rewarding you for every step through your fitness journey. It empowers you to know your health, improve your health, and enjoy the rewards, keeping you strong and helping you live a healthier, longer, and better life.

 

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