Provides cash in case your employee passes away due to an accident.
ACCIDENTAL DISMEMBERMENT AND LOSS OF USE BENEFIT
Provides a specified amount to your employee in case of dismemberment or loss of use of specific body parts due to an accident.
ACCIDENTAL PERMANENT TOTAL DISABILITY BENEFIT
Pays cash to your employee monthly in case of total and permanent disability due to an accident.
COVERAGE FOR MURDER AND HOMICIDE
Pays cash of up to PHP 2 Million in case your employee passes away due to murder or any attempt and homicide or any attempt unprovoked by the employee.
Pays cash in case your employee passes away while traveling as a regular passenger of any commercial flight due to an accident.
Increase your employees’ coverage each year for five consecutive years upon renewal.
insurance lingo explained
What does “total and permanent disability" mean?
The inability to engage in any gainful occupation, employment or business for which the Member is reasonably qualified by education, training or experience.
What do we mean by “dismemberment"?
Becoming disabled by losing a part of your body as a result of an accident.
Allows your employees to reimburse their medical expenses up to a maximum amount from accident-related causes.
Provides a fixed amount of cash to your employee for each day of hospital confinement due to an accident.
Employee-employer groups with 5 to 100 employees
*For groups with more than 100 employees, a customized plan may be developed for you.
Regular, full-time, and actively-at-work employees
Ages 18 to 64
Up to Class 4 occupational risk employee.
*Please refer to brochure for the list of occupational classes included in the plan.
THE FINE PRINT
All benefits are subject to the maximum amounts as specified in the Schedule of Benefits.
The final interpretation of any specific provision or its applicability is subject to the Master Policy issued by The Philippine American Life & General Insurance Company as accepted by the Assured Company.