Critical Illness
"Sana sa kahit anong sakit, protektado ako at ang mga mahal ko sa buhay."
Recovering from a critical illness can be extremely expensive. Today’s medical advancements can help extend the lives of the people dear to us but the costs involved can be overwhelming especially if recovery entails surgeries, ICU confinements and long-term hospitalization.
With our Health plans, providing for medical expenses will be the last thing you need to worry about.
Contact a Philam Life Financial Planner
Contact us at (02) 528-2000 or
email us at philamlife@aia.com.
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Our Critical Illness Plans
We keep you covered from unforeseen and expensive healthcare costs.
You do not want treatment and medical expenses to overpower you when battling cancer.* Philam Life’s Cancer Life Shield will support you in your battle against the big C.
Immediate Financial Assistance for Your Treatment and Medication
- You can receive a lump sum cash benefit depending on your policy's face amount right upon your first diagnosis of cancer depending on your chosen plan.
Renewable and Customizable Package
- You can renew your coverage yearly for better protection.
- You can get additional cash benefits by adding the following optional benefits:
- Quarterly Cash Support: Receive quarterly cash benefit for 10 consecutive quarters upon diagnosis of cancer.
- Daily Hospital Income Benefit: Get daily cash benefit for each day of hospitalization to replace your lost income due to confinement.**
- Surgical Expense Reimbursement Benefit: Reimburse your actual charges*** for any operation performed during confinement.
- Outpatient Treatment Benefit: Receive daily cash benefit for each day of treatment which does not require hospital confinement depending on your chosen plan.
With Cancer Life Shield, you can get much-needed financial support to help you fight cancer.
* Except skin cancer
** Up to a maximum of 365 days
*** Subject to the maximum surgical reimbursement limit of your chosen plan
For you to understand our products better, below is a sample Timeline Illustration of Benefits for Cancer Life Shield.
Below are common Frequently-Asked-Questions (FAQs) about Cancer Life Shield that we have compiled for your reference.
Q: Who can avail of Cancer Life Shield?
A: Cancer Life Shield can be issued to clients who are age 20 to 59.
Q: Until when can I enjoy the benefits of a Cancer Life Shield plan?
A: You can enjoy the benefits of a Cancer Life Shield plan until you reach age 60, provided that you renew your coverage annually until age 59.
Q: Will my annual payment increase if I renew my coverage?
A: Yes, your annual premium may increase depending on your attained age upon renewal.
Q: What types of cancer are covered?
A: All types of cancers are covered except for skin cancer.