Death by Sickness or Natural Cause

How can you be entitled to this type of claim?

Death by sickness or natural causes refers to loss of life because of an ailment, as certified on the Death Certificate.

Please refer to page 3 of your life insurance policy contract for your schedule of benefits and specific details.

Basic Requirements

• Death Certificate duly certified by the Office of the Local Civil Registrar
• Birth Certificate of insured or payor
• Philam Life Insurance Contract. If unavailable, submit affidavit of loss
• Duly accomplished claim forms:

1. Deceased Information Form
2. Claimant Statement for Death Claim

Other Requirements

• Marriage Contract, if spouse is a beneficiary
• Affidavit of Identity (for name discrepancy of insured/ beneficiary)
• Certificate of Attending Physician for contestable policies
• Birth Certificate of minor beneficiaries
• Judicial Bond for minor beneficiaries if proceeds are more than P50,000 each
  • If a beneficiary is a minor, and whose share of the proceeds is greater than P50,000, a Petition for the approval of the bond shall be filed in the proper court where the minor resides.
  • In case other circumstances are present, the applicable laws found in the Civil Code of the Philippines shall apply.