Group Accident
We help secure your people from unforeseen incidents.
Accidents can happen anytime and anywhere. Losses suffered by the individual and his family can cripple them physically, emotionally and even financially.
Insurance is an important benefit your people and their families will realize at the time they need it most. Organizations that fill this need will enjoy the loyalty and focus of their employees.
Let us be your partner in helping your employees prepare for these unforeseen events.
Contact a Philam Life Financial Planner
Contact us at (02) 528-2000 or
email us at philamlife@aia.com.
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Our Group Accident Plans
We protect your most important assets – your people.
Your company is only as good as the people you keep. Ensure the well-being of your greatest asset with Philam Life’s Group Classic Corporate Personal Accident.
Comprehensive Coverage against Accidents
- You can provide your employees the full protection they deserve:
- Accidental Death
- Accidental Dismemberment and Loss of Use
- Accidental Permanent Total Disability
- Coverage for Murder & Homicide
- Flying Coverage
- Renewal Bonus
Customizable Benefits
- You can enhance your employees’ protection with the following supplementary benefits:
- Accident Medical Reimbursement (AMR) Benefit
- Hospital Income Benefit (HIB)
- Accident Weekly Income (AWI) Benefit
- Special Compassionate Benefit (SCB)
We provide you valuable benefits to work hard for you with Classic Corporate PA.
- Group members receive accident insurance anytime and anywhere they may be.
- Client can choose from a wide selection of accident benefits
- Classic Corporate PA is highly flexible. Benefits and amounts of coverage may be customized to suit your group's needs and budget.
- Allows easier administration and more practical compared to getting individual insurance plans for group members.
- Also available in dollar coverage
Below are common Frequently-Asked-Questions (FAQs) about Classic Corporate PA that we have compiled for your reference.
Q: What types of groups can avail of Classic Corporate PA (CCPA)?
A: Classic Corporate PA is available for Employer-Employee groups only.
Q: Who are eligible to enroll?
A: To be eligible for coverage, enrollees must be:
- Regular, full-time, actively-at-work employees, ages 18 to 64, or
- Bona fide members of good standing, ages 18 to 64, who are actively performing the normal chores of life
Q: How many employees can be insured?
A: CCPA covers groups with at least 26 eligible employees. If the Employer will be paying the insurance premiums, 100% of all eligible insureds must be enrolled. If the Employees will be paying, at least 75% of all eligible insureds must be enrolled.
Q: How much coverage can insureds avail of?
A: Benefit amounts may be a minimum of P25,000. Employees belonging to the same level (e.g. Managers) must have the same amount of benefit as all other members in that level.
Q: What do I need to submit to receive a proposal?
A:
- Please submit a list with the following details:
- Employee Names
- Birthdates
- Designation
- Benefits and amount of coverage
- Please include Level/Rank if coverage amount depends on level.
- Please include Salary if coverage amounts depend on salary.
- Your contact details (name, numbers)
You may also get in touch with one of our Corporate Account Officers at (02) 528-5406 to 16 so we can prepare a proposal for you.
Q: Once I find the proposal acceptable, what are the requirements before employees can be insured?
A:
- Final list of individuals to be insured
- Employee Names
- Birthdates
- Designation
- Benefits and amount of coverage
- Please include Level/Rank (e.g. Rank & File, Manager, Executive) if coverage amount depends on level.
- Please include Salary if coverage amounts depend on salary.
- Group Application Form
- Premium payment